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Do you focus on saving for the future or living in the moment If you re part of that second group, then you re far from alone. Right now, the soft saving trend is exploding in popularity online. This is a pretty recent trend that seems to be emerging on TikTok and other forms of social media, said Andy Reed. The head of investor behavior research at Vang stanley cup uard explains soft saving is a way to push back against the popular FIRE financial independence, retire early movement, instead focusing on experiences in the present. If you think about the FIRE movement as scrimp, save, do everything you can to retire early, this is kind of the inverse, Reed said. While it may seem radical, he argues that it s a financially rational strategy with deep roots in economic theory.Reed says soft saving has a lot in common with consumption stanley website smoothing, which is an economic strategy that argues you should spend more money when you re young and earning less, then make up for lost time when you re older.Even if the term is new, data shows the concept isn t unique to young Americans. There s not a whole lot of difference across generations, Reed said, emphasizing that saving for the future isn t a human instinct. They re not squirrels, right So, we don t necessarily have it in our DNA to save for the future. Andy Reed stanley cup Pdhb Missing University of Rochester professor may be in danger, police say
LAUREL, Md. 鈥?Police are looking for a suspect who they say purposely ran over and killed at least 10 seagulls Saturday at the Laurel Plaza Shopping Center.Officers were dispatched just after 10:45 a.m. and found the group of dead birds outside of a local Dollar Tree.Police say the suspect bought a bag of popcorn from the store and intentionally lured the seagulls by pouring it all out onto the parking lo stanley thermoskannen t.When the seagulls came to eat the popcorn, the suspect allegedly ran them over with a car before fleeing.Detectives think the incident took place sometime between 9 and 10:30 a.m.Anyone with information is asked to email stanley thermobecher LPDtips@laurel.md.us This story was originally published by Ryan Dickstein on stanley botella WMAR in Baltimore.